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Consumer Law News
Nixon Moves To Protect Consumers In Joplin
Attorney General Jay Nixon today obtained a temporary restraining order to freeze the assets of a Joplin furniture store that closed suddenly last week, leaving an unknown number of customers without refunds or the furniture they paid for. The order signed by Jasper County Circuit Judge David Mouton prevents the owners of the Ashley Furniture store at 1329 S. Rangeline from selling, transferring, liquidating, removing or hiding any of the assets of the business.
Named as defendants in Nixon’s lawsuit are D&L Ventures Inc., which does business as Ashley Furniture, and its officers Dennis A. Casey and Linda D. Casey of Joplin. The store reportedly closed without notice on or about May 9.
Since that time, at least 129 consumers have filed complaints with the Attorney General’s Office. Some of the consumers report they paid as much as $2,000 for furniture they have not received; other consumers complained they had ordered and paid for the furniture as far back as February or March of this year but had not received their purchases. Read more at ago.mo.gov.
Definition:
The end-of-term value of the item established at the beginning of the lease and used in calculating your base monthly payment. The residual value is deducted from the adjusted capitalized cost to determine the depreciation and any amortized amounts. It is an estimate that may be determined in part by using residual value guidebooks. The residual value may be higher or lower than the realized value at the scheduled end of the lease.
Small Claims Court
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Small claims courts resolve disputes involving claims for small amounts of money. While the maximum amounts that can be claimed or awarded differ from state to state, court procedures generally are simple, inexpensive, quick and informal.
Loan Scams
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Before you sign on the dotted line, get all of the loan terms in writing, including the payment schedule and interest rate. If the lender isn't familiar to you, contact your state banking department and ask how to confirm that it's licensed and operating properly.
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